Before we talk specifically about Standard Bank Blue, I need to tell you something: anyone who doesn’t want to have a credit card that brings you convenience, confidence, and greater financial freedom is lying! Everyone wants that. And the great benefit is: Standard Bank Blue gives you plenty of that!
Convenience, Confidence and Financial Freedom is Standard Bank Blue
These are the three pillars of the Standard Bank Blue credit card, according to information from the bank itself. And why?
Convenience because you can swipe or tap to pay wherever there is MasterCard® and link your apps for secure payments using your phone
Confidence because you can shop online with world-class security features and turn your card on or off in the banking app
Greater financial freedom because you don’t receive interest if you pay off your outstanding balance in full within 55 days.
But what’s in it beyond all that?
Much, much more! For example: UCount Rewards
With this benefit, you can earn Rewards Points every time you pay with your credit card and spend them on the things you like. Great, don’t you agree?
A few more details!
The Bank Blue Standard Credit Card is an ideal credit card for those who want a card without abusive fees. For example, its monthly fee is R40.00 and it has a maximum credit limit of R250,000.00.
In addition, their interest rate varies depending on the customer’s credit profile, ranging from the prime rate to the repo rate + 14%.
How to qualify to Standard Bank Blue?
To apply for your card you need a monthly income of R5,000.00 or more per month. Click and qualify now!
The Blue Credit Card is ideal if you are looking for a simple credit facility. So, there are no additional loyalty features or benefits attached to this card
According to the bank’s official website, You can, however, choose a Credit Card Protection Plan (optional), which will provide you with the peace of mind that, regardless of an unfortunate event, any credit card debt you may have will be covered.
Already have a Standard Bank Account? According to the bank itself, you can apply in the following ways:
Apply on Internet Banking
- Sign into your Internet Banking profile to apply online
- On the top navigation menu, select Borrow and complete your information
- Follow the on-screen steps to find out which credit card you qualify for
Standard Bank App
- Sign into your Standard Bank App
- Tap on the More icon at the bottom of your screen
- Next, tap on Open a new account
- Select Personal Lending
- Tap the Apply button under the Credit Card option and follow the on-screen steps
- For more detailed instructions, you can visit our Apply for a Credit Card page in our Help Centre.
Apply via Cell phone Banking:
Please make sure you have a minimum of R2 airtime to begin your application
- Dial *120*2345# on your cell phone
- From the menu, select option 3
- Follow the easy steps
- Success or failure of your application will be notified by SMS
- One of our agents will then contact you to discuss next steps
Complete a Call Me Back form
You can complete a Call Me Back form and we will get in touch with you
Don’t have a Standard Bank Account?
You can still apply for a credit card by:
- Completing a Call Me Back form
- Cellphone Banking
Remember to have the following ready:
- A copy of your South Africa ID (or your passport if you are not a South African citizen)*
- A recent payslip
- 3 months bank statement
- Proof of residence not older than 3 months
- You must earn R5 000 or more per month
* You must be over 18. Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements.
